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There was a lot of cattiness, in addition to all the restrictions. If they happen to live in an HOA neighborhood, they can have it both ways � they can complain and they can avoid direct confrontation. Hi Alexis � I agree with that. We lived in a gated HOA for a few years. Never again. We paid our assessments faithfully, but the HOA only did selective maintenance. They did a terrible job maintaining the retention ponds, several of which became dried up, foul smelling eyesores.
The roads were covered with wide cracks and areas of buckling. What a waste of money. The Board was not serving the interests of the community, and treated owners like outlaws if they complained about rules or poor maintenance.
Very few people attended meetings. When I did, I witnessed Board members engaging in shouting matches with and threats to owners. It almost came to blows, so the Board then started having a uniformed security officer at every meeting. The Board balked at providing access to financial records, either Toys R Us Wooden Kitchen Playset ignoring requests or providing incomplete documentation.
And I also completely agree that they have more power than local governments. They seem to be run for the benefit of the board members, and their grandstanding efforts. Honestly, it often felt as if we were back in high school! But that seems to be the mentality. Once the money is gone, so are the ego maniacs that run the board. I am experiencing HOA for the first time. I inherited my house from my mother n law. Is there a way that I can tell which neighbors are on the HOA committee without going to their meetings?
This is a very good article. If you live in an HOA neighborhood, you are giving away many basic rights of home ownership that we all take for granted. You are investing a large part of your savings into a home that you do not completely own. If you disagree with an HOA Board, your rights are very limited, except to move. Often HOA Board members are people that want to micromanage the neighborhood and have been on the board for many years. While I lived in that neighborhood, I saw several families move out of the neighborhood because of the HOA.
Finally, I moved out of the neighborhood, because of the HOA. I never want to live in another HOA neighborhood again. Thanks, Jim West. I think the state probably views them as little municipalities, and grants them similar legal standing. Either that or the developers have a lot of pull in state government. We had to put our garbage out and was out of town for one day. We were not home. Then, the unthinkable happened in The whole industry I worked in collapsed � telecommunications.
Nortel Networks laid off 50, employees. Well, time for the HOA dues came around. I tried everywhere, even Burger King. This unemployment lasted for over a year.
Well, long story short, the HOA began threatening to attach a lien to my home. Well, the builder in Phase-II built tiny homes relative to the ones we all lived in. This in fact broke their own rules. This greatly reduced the value of our home and made it extremely difficult to sell. We did finally short sell it. I had no idea what I was getting into. I was in shock. I had no intention to try to get out of paying it. The author is absolutely right in that it is a place for over-zealous type-a control freak personalities to get their rocks off by exercising draconian control over others.
You definitely would not want any of these people to have any power over you or your property. I kept to myself, I kept a clean home, and a clean and well-landscaped yard. I still to this day, in December have a desire to hunt this guy down and punch his lights out.
I would then ask what could I do to personally help his family within my ability. I hope he reads this. I hope he remembers. Let me tell you this � you WILL reap what you sow, and I bet before it was all said and done, his job was lost and his own home on the auction block. At the time, within 6 months half the homes had for sale signs in the yard. I hope that when happened yeah, I was still living there when that drove a nail in my job chance coffin , that he lost his job, his home, and everything he Toys R Us Wooden Kitchen Playset Zip owned, and all of his savings.
I hope that he suffered immensely in one way or another. People who are unable to display empathy for others are social deviants and need to be in a mental institution. I now live in the countryside. Further, I went on to earn a M. I have a great job, and feel blessed to have it. I pulled myself up by the bootstraps. I toughed it out, went back to school working as a Research Assistant, and I got back on my feet without help from anyone.
I never asked the government or anyone else for a dime. If you get caught up on the wrong side of the HOA, or even join one, then you have walked into a trap and a scam. Do it at your own risk. If you are a jerk, well, it may be just right for you. If you voluntarily do this after having done research on it, well, you certainly deserve the grief that you will get, and you will get it.
Hi Joe � Your story is an all too common one, especially in Georgia. Most people are completely unaware of these issues, and ignorance is bliss � until they get caught in the snare. Personally, I think most people think HOAs are great because in theory they produce higher housing appreciation. This is something of a dark secret that only those who have been burned understand. But they need to understand that if it can happen to your neighbor, it can happen to you.
Since when can a corporation have control over your own personal property. The problem is people are putting up with this crap even while they complain about it � one reason is lawyers make money from it so why do the right thing and get rid of them. The founders put the people in control. And one more thing, you really don? Income Tax, HOA? Hi Dee � I agree with all that you wrote.
They have no idea about the darker side of HOAs until they have a run in with them. I have no doubt that HOAs also target people, perhaps because they want them out. Unassailable power makes that possible. So I had a couple of associates pay a visit to the HOA president at their office one night, putting the fear of God into him. Telling him what would happen if the neighborhood association ever got out of line again, and failed to comply with my wishes.
Suddenly, nobody had any issue with my car, my shutters, or even the bougainvillea planted in my yard. They just shut the hell up like a good little HOA, and all was peaceful. Though I must admit, the thought of doing what you did would have been really tempting. Anyone that does not want to live in a HOA neighborhood, then go live where there in no control of what happens to houses around you.
Cars on blocks, houses painted pink and green, grass not cut. Go ahead, and see how fast your property values drop. And the guy that made the statement about his threat to the president and the board. Try that with me, you would be sucking your food through a straw if you put your hands on me or be in jail.
HOA are a good thing, because it keeps the red necks out that have no pride about their home. Most neighborhoods do just fine without HOAs. We want to leave our neighborhood because of our HOA Board. One HOA Board member got caught, via our security cameras, peeping at our teenage daughter sitting in the backyard. When she heard him, he started talking to her, said he was friends with me and knew me, that it was okay to let him in the house.
He is not a friend of mine, I do not know the guy. My daughter ran into the house and called Posts I made on our neighborhood FB page were edited, the HOA sent out a completely different version of what actually occurred.
So, I went onto the local news. Gained a lot of public support. But be that as it may, HOA boards are often made up of the self-styled elite in each neighborhood, and they can be incredibly clannish.
One of my theories is that HOA boards tend to be collection points for people who want to make rules for others, while not being subject to them themselves.
Your only recourse is to move, unless this guy gets more aggressive and his actions rise to the level of what it clearly a crime. He probably knows just how far to go with it to stay within legal limits.
Now if he does it to someone else in the neighborhood that could be a game changer. Question: We are in a voluntary hoa but the hoa has covenants and restrictions that are legally filed and they are registered with the state. Also, our town recognizes them as our neighborhood hoa. One of my neighbors is concerned that if enough residents pay the hoa dues that this will hit some kind of percentage and turn the voluntary hoa into a mandatory hoa. IS this true? It depends on 1 the laws in your state, and 2 the specific language in your covenants.
That said, the HOA we lived in was voluntary when we bought the house as to the annual dues but became mandatory right after. What a nightmare. This one is small one a total of 9 homeowners at present, half on the board in some capacity. The president is a nazi, ex miami cop who retired at 55 into a half million dollar house with his buddy moving next door to him, another ex miami cop.
This is North Carolina. The day after I close on my beautiful retirement home the nazi shows up at my door and starts grilling me with questions about my builder and says there is a meeting scheduled about my house. He also has a telescope on the house obviously as he says I saw the locksmith over at your house yesterday and assumed you closed on the house.
I had closed on the house or I surely would have backed out immediately. The next day he calls me on the phone and starts harassing me by talking about how i could be getting into law suits with an hoa. He fined the builder at the meeting I went to after closing on the house for the deck being not exactly the measurements he originally put before the board and a set of stairs that went down from the deck.
He said they improved the value but fined my builder anyway. He has collected x 22 lots that are owned for a culvert that is about to cave in to the point we will have to trespass on a neighbors property to get out of here.
No explanation, no bids shows, no work orders written, no statements that show where the other money went. I said NO and i sent it to all the other neighbors, I said show me bank statements and receipts from where all the money went and the finalized bid, work order and date and IF more money is needed I will pay it.
He has refused to show any financials, but he sure has shut up about asking for any more money and has refused to fix the culvert. He plays good cop bad cop real well. Even with me. Harassing me before the meeting and at the meeting acting like he was my best friend. He stirs it up and than watches everybody in this tiny community go after each other. His yard is the biggest mess you have ever seen and from what I have heard it has been that way for years. The entire front lawn has been destroyed to i guess put in a retaining wall and it is one big slope mud pit.
I want out of here. He says he wants to add a bunch of covenants for building � I said you do that and nobody will build in this neighborhood. But he looked at everybody at that meeting with this loppy dog eared look and said now � I need all of your votes to get this through. I thought I was going to throw up. My retirement home. American was founded on originality and it is why we have prospered. This elitist � everyone has to be exactly cloned. I think realtor and zillow are in the process of putting that as a search stipulation because it is becoming a nightmare for more and more people.
Renegade nazi board members. You might want to take the hit now and sell and get out before this gets any worse. We live in an HOA neighborhood right now, but we rent on a month-to-month basis. We stay because we like the neighborhood, the neighbors and the location, but we can do without a lot of these arbitrary rules. I get the need for rules, but when you get people on the board who get off on those rules, you have a big problem.
And you can forget about voting the trouble makers off the board, HOAs are tailor made for that kind. I know it will cost you money to get out of there, but you really have to have heart-to-heart with yourself about whether or not you want to spend your retirement dealing with that situation, to say nothing of what it will cost you in fines and to comply with the new rules that will inevitably be enacted as time goes on.
We get our water cut off periodically because the water pipes were not properly installed under the roads and keep breaking. So our HOA basically owns our water pipes instead of the city. I just suggest that everyone start complaining to your State Representatives and local City Council all the you can.
To me trying to own a home involving a HOA is like trying to buy an apartment in an apartment complex. In my time living in Georgia it was clear that the builders own the state. I believe most people see HOAs as desirable, because they enforce restrictions on other people, or so they think and work to increase property values. The only people who will join the fight against the HOA tidal wave are the relatively small number of residents who have come into their cross hairs.
And since most of them ultimately move out into a non-HOA neighborhood, they may not care too much anymore. With regard to the towing threat on car with expired tags, see the story in the post about the friend of mine who was informed that they can no longer park their cars in their own driveways overnight. It can always be worse! As a postscript, she and her family moved out of that neighborhood.
It started, I think, in the s with the New Deal. As that got rolling people decided that if a little bit of control is good, then more is even better. The best we can do in the short run is to vote with our feet, and get out of situations, like HOA neighborhoods whenever and where ever we can. Then hopefully, the HOA concept will die a slow death. The successor to the dead president was also into self-dealing and proceeded to renovate the clubhouse funneling the work through her decorating business.
After that, she created a publishing business and printed the community newsletter where she sold advertising to local businesses and pocketed the money for herself. This was not known by the homeowners until she was questioned on the witness stand by an attorney in a jury trial against the HOA.
Board members are volunteers as the author said. I live in a townhouse. The HOA did not maintain the exterior siding to the point the electric meters fell off in or torrential rain storm.
This caused massive damage to the inside of my house. That resulted in lawsuit 2 because the HOA claimed they held no liability for the interior damages. That left me with a river running through my finished basement for three years. The HOA did not maintain the driveway and the fence. The fence is rotten and falling down making it not safe for a child or dog to be enclosed by it. The driveway dropped below the garage floor causing water to run under the floor and into the basement.
This resulted in me having to use four-wheel drive to put my vehicle into the garage. I also had to have the basement floor jack-hammered and a sump pump installed and attached to the drainage system that had to be installed after the crack in the foundation wall was repaired on the other side of the basement. There is a whole lot more but my experience has been a living nightmare since the day I moved in.
The HOA has borrowed a million dollars and uses the dues to service that debt. They breach their contract and then sue the homeowners that refuse to pay the dues. The end result has been the lost of all of my retirement savings, the stress has caused me to lose all of the pigment in my skin, and I have Shingles. I would never own in another HOA if the place was paid in full and given as a gift! Unfortunately, the CAI was involved in that and took the teeth out of it. The HOAs just ignore it because there is no penalty for violations.
I suggest the books that Deborah Goonan mentioned above and would add listening to the HOA radio show podcasts at onthecommons dot net. In addition the website of neighborsatwar dot com gives daily exposure to the HOA stories that are known.
There are far more unknown than known but the activists are working on exposing the entire truth about HOAs. Becoming business partners with all of your new neighbors in a non-profit corporation. And becoming the guarantor for payment on all debts, loans, lawsuits, liabilities, settlements, construction defects, and disaster rebuilds. Do not buy into the propaganda that HOAs protect property values. Hi Nila � Thanks for weighing in! Thank you for replying to my comment. Well, we reside in Texas.
My wife is from Georgia. I am from Florida. Sadly I know you are right about the uphill battle. Eventually any extreme control causes revolutions to take place. They are already beginning to get a lot of complaints about property rights and big government.
Right now I just think Americans are just now starting to really talk about solutions to help one another gain back some of our freedoms that we have given up.
To me HOA is a perfect example of what happens when authority is misused and given to private interest groups. This is not just a Georgia problem. Be careful as a tenant in an HOA. You are obligated to follow every HOA rule whether you know about them or not.
I got a call from a lady renting in an HOA who parked her car on the driveway overnight. At 4am she heard a horrible noise and watched as her car was towed away. The HOA board president walked the neighborhood at night and had connections or ownership in a tow company. The fees for towing, storage, and fine exceeded the value of her car. She was taking a cab to work.
She had no idea there were rules against parking a car on the driveway overnight. They wiped out their savings and paid it. Realizing each month they were paying condo fees, utilities, insurance, and taxes she decided to rent the unit. She decided to sell it. It did not sell. Her husband lost his job.
She was desperate when she called me. Her paycheck was barely enough to cover their household expenses and they were struggling to buy groceries. She wanted to know what would happen if she just stopped paying the COA.
Sadly, I had to tell her the COA would lien the property and foreclose�still charge her the back dues plus interest and legal fees and take the condo from her.
In addition they can go to court and get a judgement and garnish her wages. This is why I tell everyone that talks about buying a condo to retire in to rent an apartment. Not only can your family lose the value of the condo because the COA will make sure the legal bills and late fees wipe out the equity they can also have their financial well-being destroyed just by inheriting the property. Otherwise your heirs will not be mourning your departure, but they Wooden Kitchen Toys Lidl Quotes may be very angry with you for years to come.
And then there is the one in Wichita, Kansas where the condo owner was beaten with a crowbar by the board president. That one settled out of court after being in federal court and state court for years but I am not at liberty to give the details yet.
I will say the condo owner is expected to walk away victorious. Watch for that story on neighborsatwar dot com. Each one makes me hate HOAs even more. That money was invested so the loss is really much greater than that. After working all my life and being a good saver and investor I will now have to work until I take my last breath and will live in poverty until I do.
I will not be able to travel or even live comfortably. I will have to watch every single penny and pray that I never need any sort specialized care.
I cannot tell you how life-destroying HOAs are. In my 2nd lawsuit the mediator was a retired county court judge. Keep exposing the truth about HOAs! Education is the key to helping people decide not to make the mistake of jumping into the HOA abyss.
We avoided getting caught by it because we were aware of it. But several neighbors had their cars towed at serious cost. Fortunately the neighbors banded together and nuked the parking regulation at the last HOA meeting, and it came to a merciful end. That kind of thing actually happens here in New Hampshire. People WILL shake the trees, so to speak.
In Georgia people were largely compliant, which made the HOA situation worse than it needed to be. And it does make a difference! We need more of that spirit around the country.
The following is to the best of my recollection. I have to say that in order to try to protect myself. A movement was started to recall a couple of the Board Members. The Board sent out a notice that they started a Nominating Committee, one Board member and one person they choose from the Residents.
There were two open positions on the Board, and THEY nominated two people we could vote for and only vote for. I think they threw out any ballots with a write in listed on the ballot. The last two elections were that way. They can use out hundreds of thousands to defend themselves in court, we must pay our Attorney fees ourselves.
I was told that our Attorney said that if they want to push things, the price tag could go to hundreds of thousands of dollars. They have even counter sued, I think that is what it is called, two different residents using our money and those residents moved out of the neighborhood. The only option is to move out, and never move back into an HOA neighborhood. Most people I know have a positive view of HOAs, and will continue to support them � until they get burned.
Having an HOA can mean the difference between profiting or losing several thousand dollars when selling. Anyone who has lived next door to white trash can tell you why an HOA is necessary. The HOA is there to remind your neighbors that their property is not simply their own sovereign country where they can do whatever they want. We pay for it with our own money, and to have that ownership micro-managed by an HOA board seems to defeat the entire purpose of home-ownership.
This is to say that we should regard some people more favorably than others, almost always based on economic status. Money cannot be the measure of all things, at least not in the bigger picture. I hope you can appreciate this point. Those HOA people are evil. I completely agree that the HOA will keep you and your fiance from doing what you please with the property. And if its a series of changes, it could end up getting legal in a hurry.
That will cost you � and the other homeowners in the neighborhood � a lot of money, but it will cost the board members nothing. They can do what they want, and pass the cost onto the homeowners. And so many of them will smile and hide behind superficial pleasantries as they do. HOA has unlimited fund because the fund comes from homeowner due every month. So HOA would not worry about any law suit. Hi Ngoc � I agree. You not only have to pay the legal fees on your end, but you get trapped into paying them for the HOA to fight against you.
For 13 years, our small community did just fine letting everyone be. Well, the new president that was elected a year ago, cared about 1 rule. Overnight parking in the cul-de-sac. We missed the meeting were she informed everyone that would now be enforced.
Also, we were the only ones with a teen driver and we also have the smallest driveway, and the only one that is shared. Therefore, we were the only ones breaking this newly enforced rule.
Well, we were the only ones that wanted to overnight parking eliminated, so it stayed. We fought the rule for quite some time, but in the end, we gave up and started shuffling cars around, just so we could have peace. We then tried to get the board to enforce other rules and they refused that also.
When we fought back, things got worse. The President got others in the neighborhood to be mad at us for not following the rules.
She would send emails saying for everyone to watch our cars and turn us in. We would send emails fighting back and no one wanted to side with us and suffer the wrath of the President.
We contacted the VP on the board about it and she got in trouble and apologized to us in an email, but she continued. We are listing our home tomorrow. They all want to be on her good side. It also appears that your family has been targeted. Or it could be personal. I agree with your decision to move. I live in a typical middle class neighborhood and we do not have a hoa. Well, we don? I have only lived in this neighborhood for 2 years, but I? Neighbors have old fencing that needs to be repaired or replaced, rusty sheds in the backyard, weeds growing out of control, neighbors constantly parking on the street in front of my house, since parking in front of there house is taken up with the 6 cars they have all homes have two car garages.
Oh yes, did I mention that I live beside chickens? My dog is a natural hunting dog yes, I? Did I know there were chickens next door when I bought � no, of course not! The seller disclosed that there was a hoa rightfully so since technically there is one and there was a two dog restriction. Looking around before purchasing, it didn? But in the short 2 years living there, the upkeep of the neighborhood appears to becoming progressively worse and frankly, I don?
And, yes I know I can enforce the rules i. So with my experience, my next home purchase, I will seek refuge in a hoa. Not the Nazi hoa? I honestly believe that it will fit my personality better. I think you just have a bad neighbor, but you should know that sometimes HOAs protect bad neighbors, particularly the ones who are either on the board, or those who like to complain.
HOA boards and resident complainers are quite natural allies! In our last house no HOA we lived next door to people who seemed to be doing a superior rendition of the Beverly Hillbillies.
I prefer to be understanding of that, rather than to judge it harshly. Your collective assessments are used to notify your neighbor of their violations of the deed restrictions and to sue that neighbor if they fail to comply. Does that sound like a good neighbor? Why is it that you would be willing to allow someone else from the HOA to do your dirty work?
It depends who is in control and how well they handle power � not to mention YOUR money. The very same problems can and do occur in HOAs, despite all the restrictions. Neighborhood pride comes naturally when people genuinely respect one another. But homeowners also need to have the financial means, the good health, and the time to do the necessary work.
Instead, we too often conclude that our neighbor is selfish and inconsiderate. A real community would gather together those who are able and organize a neighborhood clean up, instead of fining and threatening their neighbors with lawsuits.
I tried and failed miserably. As said I have lived in a hoa and had zero problems. I have talked to other neighbors and we get along and apparently my neighbors are the neighborhood problem. In a hoa these problems would be addressed � no? Or see grass grow around a car parked in their yard. Do I want to knock on their door with other neighbors to address that. Am I sold on hoas-no but what are the alternative for someone like me who would rather shy away from unpleasant situations?
Maybe I got it wrong but I would think a hoa would run interference. I enjoy your input as I have studied hoas a lot. I do think perhaps hoas do have some positives.
Hi Deborah � Thank you for providing an incredibly charitable view of the big picture. Today, people move into gated communities, wall themselves inside their homes behind electronic security systems, fill the house with electronic entertainment, and very willingly buy into the media myth that, yes Veronica, your neighbor might be a terrorist, a mass murderer, a drug dealer or a rapist � trust no one. Then create a website with built-in marketing tools to help you launch it.
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