But there are a few details to consider before you turn the key. For all you first-time boat owners out there, follow this simple checklist with tips on how to help ease into ownership. You need to insure your boat , both for liability and for damage to the boat, and in that regard boat insurance is similar to the policy that covers your automobile. Check both policies to make sure you are covered. Other factors to consider are special requirements for boats in hurricane zones, boats leaving U.
Get a Boat Insurance Quote from Progressive. Trailering you boat makes it possible to visit new bodies of water, but for many new boat owners towing safely requires another new skill set that is part of boat ownership. You may also want to consider getting insurance coverage for roadside assistance, in case your tow vehicle breaks down while trailering your boat. Pro Tip: If your boat sways from side to side when trailering, pull over and redistribute the load.
Swaying is very dangerous, and usually results from improper tongue weight the amount of weight on the trailer tongue where it hitches to the tow ball on your vehicle. In most cases, tongue weight should be 10 to 15 percent of the overall package weight. How to Tow a Boat. The boat launch ramp has its own etiquette be sure to read Boat Ramp Etiquette to learn more , developed to keep things moving smoothly even on the busiest weekend morning.
Knowing the drill will help you keep your stress level down and get your day on the water off to a great start. Pro Tip: Learning to back a boat down the ramp is one of the most stressful parts of becoming a new trailer-boater�remember, practice makes perfect. Before you had for the ramp tow your boat to a large, open parking lot where you can practice backing up for an hour or two without worrying about blocking other boaters from the ramp or running into any obstructions.
How to Launch a Boat. You might store your new boat on its trailer, but where will you park it? Not all communities permit boats to be parked-long-term in a residential driveway.
Will your boat trailer fit in your garage? Maybe you need a trailer with a swing-away tongue. There are many other boat-storage options, from a dry stack valet service to mooring in a marina. Pro Tip: If your boat will be stored outside, invest in a good cover. Pro Tip: The most basic form of boat maintenance is also one of the most important: keeping your boat clean. The first is putting the correct fuel in your boat. Consult your owner's manual for any fuel octane requirements, and note especially that must marine engines may not use motor fuel with more than 10 percent ethanol E To learn more about issues with ethanol and marine engines, go to Choosing the Right Fuel and Oil for your Marine Engine.
Pro Tip: Some boats may overflow fuel if you wait for the pump to shut off automatically. Instead, listen to the hiss of the fuel rushing into the tank.
If you buy a new boat, a good dealer should give you a thorough walk-through of the boat to show you how all the systems work. Some dealers will even take you out on the water for a demonstration run. Get a solid foundation on boat handling and docking , rules of the road and navigation by taking a boating education or safety course , as offered by your state or through one of the resources listed on How to Get a Boating License.
How to Drive a Boat. Safe boating is always fun boating for everyone. Consider taking a boating safety and education course such as those offered by the US Coast Guard Auxiliary , or by your state or local authorities.
You can find out more by visiting our Safe Boating Guide. Pro Tip: Different boating activities can raise some different safety concerns. There are dozens of ways to make the most of your time on the water�fishing, tubing, skiing and boarding, diving, cruising and camping. Or just drop the anchor in a secluded cove and hang out. A boat a great way to get there. Our Pre-Departure Checklist has good information for all boaters.
That depends on the size of your boat, your circumstance, and how you want to use the boat. The tow vehicle needs to match the size and weight of the boat and trailer, and the terrain you plan to cover.
The average towing fee in the U. Know the details of that coverage. Editor's Note: Promotional consideration for this article was paid by Progressive Insurance. This article was originally published in July and updated in February Skip to content.
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