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Fishing yachts. How much boat can you afford? Using that number, you can decide how to formulate your boating purchase. You can learn more by visiting our Boat Loan Calculator. If you need a trailer to transport and store, this could add to the purchase price; sometimes it can be included as part of the package deal it pays to bargain! Often lenders will require comprehensive coverage on a financed purchase. Boat Insurance Guide. Summer and winter storage are two very different necessities in parts of the country where the climate is colder.
Winter storage in colder climes typically involves winterization prep for engine and boat, as well as durable coverage where snow, rain and winter winds have potential for damage. Inside rack storage costs more, as the boat is inside and better protected from the elements. If you keep the boat at a marina, you will incur monthly costs for those months of storage; fees will vary depending on inside or outside storage, how often you use the boat, and whether or not the marina includes cleaning and maintenance charges.
A new boat will cost less to maintain than a used one, at least for the first few years. With cars, you have cleaning, oil changes, tire and brake service, cleaning, perhaps a battery replacement, and maybe an alignment. Costs for these services can vary widely; some of the determining factors will be the boat and engine size, the local area, fresh or salt water, and the type of storage inside a building or outside, covered, rack storage, etc.
Likewise, costs increase with boat and engine size. Also keep in mind that using the boat in freshwater will keep maintenance and cleaning costs down considerably. Saltwater, on the other hand, is definitely harsher on a boat and engine than freshwater.
Boat Maintenance Guide. Safety gear such as life jackets, paddles, horn, signal flares, etc. For additional accessories, no need to buy everything you can think of all at once; a good plan is to "treat your boat" every spring and fall to a new accessory or upgrade with accessories like stereos, lighting, watersports towing equipment and more.
To learn more about the entire buying process, boat values and pricing, or boat financing, be sure to read:.
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